Comprehensibility and Transparency of AI Systems with Applications
Abstract
Artificial intelligence (AI) is being more significant in industries like healthcare, banking, manufacturing, autonomous systems, finance, legal systems and entertainment. Its broad public availability and capacity to automate tasks like analyzing vast volumes of data or spotting patterns have contributed significantly to its rising popularity in recent years. When it comes to guaranteeing openness, responsibility, and confidence in AI systems, explainability and interpretability are essential components of AI. Explainable artificial intelligence or XAI means the skill of AI to give justifications for its options and results. Its main objective is to clarify the fundamental mechanisms of these systems decision-making processes so that human beings can comprehend their behavior. However, many efforts to improve explainability often lead to explanations that are primarily appropriate for the AI researchers themselves, rather than effectively satisfying the needs of the intended users. The important elements of explainability are transparency, accountability, ethical and regulatory compliance. Model-Agnostic Methods, Local Interpretable Model-Agnostic Explanations (LIME), SHapley Additive explanations (SHAP) are the different methods to make explainability clear. Interpretability shows to what extent humans are able to understand the reasoning behind choices made by an AI model. Interpretability is the extent to which a certain “black box” model or conclusion can be understood by humans. Poorly interpretable models are opaque in that it is indeed rarely possible to concretely understand how and why a particular classification has been reached from inputs when faced with a final decision. It aims to provide an explanation for the model's judgment or forecast. Humans can more easily follow a model's logic and comprehend the components influencing the result if it is more interpretable. Humans can guess what a model will predict given an input and recognize when the machine has erred thanks to interpretable AI models. Interpretability includes linear models, decision trees, intrinsic interpretability, rule-based systems, post-hoc interpretability, feature importance scores, partial dependence plots, and saliency maps. The relevance of interpretability and explainability are in trust and adoption ethics, debugging and improving models regulatory compliance. There are still a number of obstacles to overcome despite the increased emphasis on making AI systems. The proper application of AI systems is dependent upon explainability and interpretability. They enhance user understanding, create trust protect equity and are vital for responding to legal and moral demands. Research into developing complex models, clearer to comprehend as well as analyze will be paramount as AI becomes more prevalent in society, especially in applications where accountability, transparency, and fairness are necessary.
Publication details
- Journal / source
- AI Trust, Risk, and Security Management
- Publisher
- Wiley
- Pages
- 19–42
- Publication date
- 9 January 2026
- Language
- EN