A comprehensive literature review on ai-based credit assessment in digital lending: exploring models, transparency, alternative data, and real-time learning

Expert Systems with Applications 2026

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Authors: Saeid Bahadori, Alireza Hassanzadeh
DOI: 10.1016/j.eswa.2026.131872
Cited by: 3
References: 109

Fields of Study & Subjects

Financial Distress and Bankruptcy Prediction Credit Risk and Financial Regulations FinTech Crowdfunding Digital Finance

Publication details

Journal / source
Expert Systems with Applications
Publisher
Elsevier BV
Volume
318
Pages
131872–131872
Publication date
28 February 2026
Language
EN