Digitalization and Corruption: Global Intersection Matrix
Abstract
The research presented deals with the analysis of the relationship, that is, the measurement of the influence of digital (online) payment on the perception of corruption within the national societies of the world.More precisely, the study centres on evaluating the impact of digital payment processes conducted via online platforms to citizens perception of corruption within national jurisdictions worldwide.Data on citizens of national societies aged 15 years of age and above who have either initiated or received digital payment were taken from the World Bank at three-year measurement points: 2014, 2017 and 2021.The data on the Corruption Perceptions Index (CPI) were sourced from Transparency International (TI).In conducting this analysis, the data obtained at the three specified measurement year points for CPI were also included.The correlation and regression analysis conducted clearly demonstrated a strong and statistically significant correlation between digital payments use share and the perception of corruption reduction.Consequently, results obtained indicate that higher share of digital payment usage is associated with a reduced perception of corruption worldwide.Thus, the study conducted confirms the fundamental assumption of the research, which posits that the digitalization of payments implies and potentially facilitates the eradication of corruption.
Fields of Study & Subjects
Corruption and Economic Development
Ethics and Social Impacts of AI
Cybersecurity and Cyber Warfare Studies
Publication details
- Journal / source
- MONTENEGRIN JOURNAL OF ECONOMICS
- Publisher
- Centre of Sociological Research, NGO
- Volume
- 22
- Issue
- 1
- Publication date
- 3 January 2026