Assessing Bank Resilience to a Funding Shock
Abstract
Deposits are the largest source of funding for U.S. banks, representing approximately two-thirds of liabilities. Deposits also remain key to bank profitability, as they typically function as a stable source of long-term funding at a cost well-below interest earned on bank assets.
Fields of Study & Subjects
Banking stability
regulation
efficiency
Banking Sector Performance and Management
Islamic Finance and Banking Studies
Publication details
- Journal / source
- FEDS Notes
- Issue
- 2026-02-17
- Publication date
- 1 February 2026
- Language
- EN