Tingkat Pemahaman Investasi Pada Pemuda Di Kecamatan Sukodono Kabupaten Sragen - 2021

Investment plays an important role in improving individual financial welfare and ensuring long-term financial stability. According to Jones (2014), investment refers to a commitment of funds into one or more assets held over a future period. Hartono (2017) defines investment as the postponement of current consumption to allocate resources into productive assets for a certain period, while Sunariyah (2003) describes investment as capital placement in one or more assets with the expectation of future returns. In this context, investment is considered a strategic financial decision that can help individuals build wealth and prepare for future needs, including retirement. This study aims to analyze the level of investment understanding among youth in Sukodono District, Sragen Regency, Indonesia. The productive age population in Sragen Regency reaches 639,452 individuals, while Sukodono District has approximately 19,434 people within the productive age group. In this research, youth are defined as individuals aged 20–29 years. Considering that a significant portion of the population works as farmers and traders, understanding investment instruments becomes an important factor in improving financial awareness and economic resilience. The research focuses on several key questions: the extent of investment knowledge among youth, the perceived importance of investment, the types of investments preferred by youth, and the obstacles that prevent them from investing. Various forms of investment available in financial markets—such as bonds, deposits, mutual funds, securities, stocks, options, warrants, gold, and property—are considered as possible investment choices. The findings of this study are expected to provide insights into the investment awareness of rural youth communities and contribute supporting data for local economic development initiatives. Furthermore, the results may serve as a reference for policymakers and local governments in designing investment-based development programs and financial education initiatives at the district level.