Revolutionizing Credit Risk Assessment in Emerging Markets [AFRICA]

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Authors: Yohannes Gebrekirstos
Cited by: 0

Abstract

In today’s fast-evolving financial landscape, traditional credit risk assessment methods often fall short especially in emerging markets where manual processes and outdated algorithms remain prevalent. I have built an AI-powered credit risk assessment platform designed to revolutionize the way financial institutions evaluate borrower creditworthiness. The platform leverages advanced machine learning models and a dual-model architecture to deliver highly accurate, real-time insights that can significantly reduce loan default risks.

Fields of Study & Subjects

Financial Distress and Bankruptcy Prediction Microfinance and Financial Inclusion FinTech Crowdfunding Digital Finance

Publication details

Publication date
1 January 2026
Language
EN
Document type
Preprint