Sobreviviendo en la informalidad: un análisis mixto de las condiciones socioeconómicas y la exclusión en el centro de Neiva

Labor informality is a global phenomenon characterized by precarious working conditions. This study aimed to analyze the socioeconomic factors influencing the informal economy in downtown Neiva-Huila using a descriptive mixed-methods approach. A total of 90 street vendors were surveyed, mostly Colombian women (51.11%) from low socioeconomic backgrounds and with low to medium educational levels. A significant 93.33% entered informality due to a lack of formal job opportunities. The median income was COP $1,000,000, with 8-hour workdays. About 52.22% lacked access to formal financing, citing fear of debt, strict requirements, and high interest rates as barriers. Participants also reported challenges such as weather conditions, insecurity, police harassment, and institutional neglect. In conclusion, informality in Neiva reflects precarious labor conditions, financial exclusion, and limited institutional support. Workers call for state assistance, access to credit, and inclusion in public policies to improve their living conditions and promote social inclusion.