Methodological approach to assessing the stability of a State's financial system

Subject. Assessment of the stability of the state’s financial system. Objectives. To create a methodological approach that adequately identifies current challenges and hidden risks in assessing the stability of the state’s financial system. Methods. A comprehensive systems analysis was applied, using the indicator method and the threshold values method. The study incorporates quantitative and qualitative methods, comparison of data with historical and normative thresholds, and expert assessment. Results. A methodological approach comprising several interrelated structural elements has been developed. A single-level system of indicators has been justified, enabling analysis of various segments of the state’s financial system while accounting for their specifics and mutual influence. A system of principles and criteria for selecting indicators has been formed. Methods for assessing indicators have been proposed, combining quantitative analysis with expert evaluation. A unified system of indicators has been created, integrating all key metrics with established threshold values. This facilitates comprehensive and timely diagnostics of the state’s financial system across its structural elements. Conclusions and Relevance. The proposed approach provides a comprehensive assessment of the stability of the state’s financial system, contributing to more effective crisis management measures and enhanced economic resilience. The integration of quantitative metrics and threshold values improves the speed and accuracy of monitoring. The findings are intended for use by government authorities, financial regulators, analytical centers, and the academic community in monitoring and assessing the state of the national financial system.