STRENGTHENING FINANCIAL WORKFORCE COMPETITIVENESS: A CURRICULAR FRAMEWORK FOR INTEGRATING AGENTIC AI INTO FINANCIAL PLANNING EDUCATION

The financial planning and investment management profession is undergoing a radical transformation driven by Generative AI (GenAI) and Agentic AI, creating urgent workforce displacement challenges that require coordinated government policy intervention alongside educational reform. This paper presents a comprehensive framework addressing both curricular modernization and policy responses to offshore outsourcing, permanent job loss, and structural changes in the financial workforce. We propose a multi-layered integration strategy for higher education encompassing: 1) Foundational AI literacy modules for all business students; 2) A specialized "Agentic Financial Planning" course with hands-on labs; 3) AI-augmented redesign of core courses (Investments, Portfolio Management, Ethics); 4) Interdisciplinary project-based learning with Computer Science; and 5) A governance and policy module addressing regulatory compliance (NIST AI RMF, SEC regulations). Beyond curriculum, we develop a comprehensive government policy framework including: 1) Federal AI literacy mandates for post-secondary business education; 2) Department of Labor workforce retraining programs with income support for displaced financial professionals; 3) SEC and Treasury regulatory innovations creating market incentives for workforce development; 4) State-level workforce partnerships implementing regional transition support; and 5) Enhanced social safety nets for workers navigating career transitions during the estimated 5-15 year transformation period. Drawing on analysis of agentic investment firm operational models demonstrating 50-70% cost reductions while maintaining fiduciary standards, we establish the economic inevitability of technological transformation and the critical urgency of proactive intervention. The framework provides a roadmap for coordinated response across educational institutions, government agencies, and industry to ensure workforce resilience and domestic leadership in the emerging agentic finance era.