Pengaruh Restrukturisasi Organisasi Terhadap Stabilitas Dan Kinerja Keuangan Bank Syariah: Studi Kasus Pada Bank Syariah Indonesia Kcp Padang Bulan

The Effect of Organizational Restructuring on the Financial Stability and Performance of Sharia Banks: A Case Study on Bank Syariah Indonesia Kcp Padang Bulan Organizational Restructuring Is A Strategy Often Used By Islamic Banks To Improve Efficiency, Stability, And Financial Performance In The Face Of The Ever-Evolving Financial Industry Challenges. This Study Aims To Analyze The Influence Of Organizational Restructuring On The Stability And Financial Performance Of Bank Syariah Indonesia (BSI) KCP Padang Bulan. The Research Method Used Is Quantitative With A Case Study Approach. The Data Used Includes Financial Statements Before And After Restructuring, As Well As Interviews With Bank Management. The Research Findings Indicate That Organizational Restructuring Has A Significant Impact On Bank Stability, As Measured By The Capital Adequacy Ratio And The Level Of Non-Performing Financing (NPF). Additionally, There Was An Improvement In Financial Performance, As Evidenced By Increased Return On Assets (ROA) And Return On Equity (ROE) After The Restructuring Was Completed. However, Restructuring Also Presents Challenges, Such As Increased Short-Term Operating Costs And Internal Adjustments That Take Time. This Research Provides Insights For Islamic Bank Management In Designing Effective Restructuring Strategies To Enhance Competitiveness And Operational Sustainability. The Implications Of This Research Indicate That Organizational Restructuring Needs To Be Carried Out With Careful Planning To Minimize Negative Impacts And Optimize Long-Term Benefits.