A Cryptocurrency Dual-Offline Payment Method for Payment Capacity Privacy Protection

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Authors: Huayou Si, Yaqian Huang, Guozheng Li, Yun Zhao, Yuanyuan Qi, W. P. Chen, Zhigang Gao
Cited by: 3
References: 33

Abstract

Current research on cryptocurrency dual-offline payment systems has garnered significant attention from both academia and industry, owing to its potential payment feasibility and application scalability in extreme environments and network-constrained scenarios. However, existing dual-offline payment schemes exhibit technical limitations in privacy preservation, failing to adequately safeguard sensitive data such as payment amounts and participant identities. To address this, this paper proposes a privacy-preserving dual-offline payment method utilizing a cryptographic challenge-response mechanism. The method employs zero-knowledge proof technology to cryptographically protect sensitive information, such as the payer’s wallet balance, during identity verification and payment authorization. This provides a technical solution that balances verification reliability with privacy protection in dual-offline transactions. The method adopts the payment credential generation and credential verification mechanism, combined with elliptic curve cryptography (ECC), to construct the verification protocol. These components enable dual-offline functionality while concealing sensitive information, including counterparty identities and wallet balances. Theoretical analysis and experimental verification on 100 simulated transactions show that this method achieves an average payment generation latency of 29.13 ms and verification latency of 25.09 ms, significantly outperforming existing technology in privacy protection, computational efficiency, and security robustness. The research provides an innovative technical solution for cryptocurrency dual-offline payment, advancing both theoretical foundations and practical applications in the field.

Fields of Study & Subjects

Cryptography and Data Security Blockchain Technology Applications and Security Advanced Authentication Protocols Security

Publication details

Journal / source
Electronics
Publisher
MDPI AG
Volume
15
Issue
2
Pages
400–400
Publication date
16 January 2026
Language
EN