Is It Mine or Not Mine? Cognitive Offloading to Generative AI and Concern over the Erosion of Cognitive Ownership

Cognitive offloading-delegating cognitive work to external tools-is basic to human cognition, but generative AI (GenAI) amplifies it radically: entire cognitive products can now be produced on request. This sharpens a question about agency over one's own thinking: when cognition is habitually offloaded, does its product still feel like one's own? We surveyed 239 pre-service teachers, operationalizing the felt loss of cognitive ownership as concern over the erosion of teaching-design subjectivity (TSC)-the metacognitive appraisal that AI-assisted work is not genuinely one's own and that independent capacity is declining. Guided by the Interaction of Person-Affect-Cognition-Execution (I-PACE) model, we tested whether AI anxiety/fear of missing out (affective) and impulsivity (self-regulatory) relate to this concern through behavioral GenAI dependency-habitual offloading. In a structural equation model with bias-corrected bootstrapping, dependency strongly predicted TSC and partially mediated the effect of AI anxiety; impulsivity raised dependency but showed a suppression pattern (a positive indirect effect offset by a null total effect), and the model explained 35% of the variance in the concern. Habitual offloading-that is, GenAI dependency-rather than generic AI use, accompanies the metacognitive loss of cognitive ownership.