EFFECTIVENESS OF RBI POLICY MEASURES IN MANAGING NPAS IN INDIAN SCHEDULED COMMERCIAL BANKS
Abstract
The Indian banking sector is facing an NPA problem, which is one of the crucial challenges faced by the banking sector. It is essential to take precautionary measures to manage and control the NPAs, because they affect the balance sheet of the banks. Banks have to face many risks like credit risk, operational risk, market risk, etc. One of the important risks is credit risk, the five Cs: character, capacity, capital, collateral and conditions. Proper credit evaluation measures are essential to control the NPAs. Before lending the loans to the borrower, it's essential to measure the creditworthiness of the borrower.
Fields of Study & Subjects
Banking Sector Performance and Management
Banking stability
regulation
efficiency
Credit Risk and Financial Regulations
Publication details
- Journal / source
- International Journal of Research In Commerce and Management Studies
- Volume
- 08
- Issue
- 01
- Pages
- 28–34
- Publication date
- 1 January 2026