The Influence of Capital Adequacy Ratio (CAR), Operating Cost of Operating Income (BOPO), and Non-Performing Loan (NPL) on Return On Assets (ROA) at Rural Credit Banks in Indonesia 2020-2022
Abstract
A bank that does not offer payment services is known as a Rural Credit Bank (BPR). Its operations are conducted according to sharia law and in a traditional manner. The purpose of this study is to ascertain how Rural Credit Bank's Return on Assets is impacted by the Capital Adequacy Ratio, Operating
Fields of Study & Subjects
Banking Sector Performance and Management
Banking stability
regulation
efficiency
Islamic Finance and Banking Studies
Publication details
- Journal / source
- International Conference on Business Economics, Entrepreneurship, and Social Sciences (ICBEESS)
- Publication date
- 1 January 2026
- Language
- EN