International market selection and fintech: the role of financial inclusion and perceived corruption in neobank adoption

Edward Elgar Publishing eBooks 2026 Book chapter Open access

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Authors: Dionysios Karavidas, Rocío Isabel Páez, O’Reilly Philip
DOI: 10.4337/9781035321421.00037
Cited by: 0

Abstract

Neobanks have seen significant growth and adoption worldwide in recent years. This study examines the impact of two factors - financial inclusion and perceived corruption - on the success of Neobank adoption in different geographical markets. By analyzing a unique dataset that includes economic data and adoption rates of 90 Neobanks in over 60 countries, we find that both financial inclusion and perceived corruption levels are key in determining the likelihood of successful Neobank adoption in specific markets.

Fields of Study & Subjects

FinTech Crowdfunding Digital Finance Digital Transformation in Financial Services Microfinance and Financial Inclusion

Publication details

Journal / source
Edward Elgar Publishing eBooks
Pages
340–355
Publication date
12 February 2026
Language
EN
Document type
Book chapter