The Impact of the Agricultural Bank's Policies on Agricultural Productivity: Iraq as a Model

The research aims to study (the impact of the Agricultural Bank's policies on agricultural productivity in Iraq) to study the increase in agricultural productivity in exchange for the loans granted and to study the percentage of loans directed towards the consumer side. In addition to identifying the extent of the actual increase in the gross domestic product from the increase in agricultural productivity. The impact of both the agricultural production variables and the cultivated area on the agricultural loans provided by the Agricultural Bank for the period 1990-2023 was studied using the econometric tool. The study concluded that there was no statistical impact of the loans provided by the Agricultural Bank on increasing production or increasing the cultivated area and there was no significant contribution of the agricultural sector to the gross domestic product. We find that it tended to decline after it was before the year 2003 ranging at 20%, but it tended to decline and reached 1%. This shows the extent of neglect and the failure to follow efficient policies capable of reforming the agricultural sector, as with the direction of bank loans and large financial support, they did not go to the production side, but rather to the consumer side.