Microdata from the study on cash use habits in 2025 (EHUE)
Abstract
EHUE is a dataset developed by Banco de España containing information from a survey on the most significant cash-related issues, such as cash use and access to cash (with a special focus on municipalities without a stable branch presence), the use of cash alternatives, the level of knowledge of new forms of cash withdrawal (cashback or Correos Cash), of the digital euro project and more. Source of data: Data comes from 4,635 interviews with a representative sample of the Spanish population + 351 interviews in municipalities without a stable branch presence and 1,343 interviews with a representative sample of small retailers and restaurants and bars + 251 interviews in municipalities without a stable branch presence. Universe: Information on the habits of the Spanish population and smalls retailers and restaurants and bars with regard to different means of payment and, especially, cash. Analysis unit: Individuals aged 18 or older and companies with less than 10 employees. Geographic Coverage: The entire national territory, except Ceuta and Melilla, with special attention to municipalities without a stable banking office Time Coverage: 2025-01-01/2025-12-31 Sampling Methods: Availability: OnSite/Remote Frequency: Annual
Fields of Study & Subjects
Digital Transformation in Financial Services
FinTech
Crowdfunding
Digital Finance
Banking stability
regulation
efficiency
Publication details
- Journal / source
- The Banco de España data Laboratory (BELab)
- Publication date
- 1 January 2026
- Language
- EN
- Document type
- Dataset