Digital Finance and Policy Implementation for Women Entrepreneurs: An Analytical Study of Financial Inclusion and Innovation in India

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Authors: Enoch Varghese Abraham
Cited by: 0

Abstract

Digital finance and innovation has changed the way money works everywhere. This has made it easier for the people to get money easily, it is efficient and more people can use these services. Women who start their businesses are very important for the economy to grow and help in financial inclusion. But the women entrepreneurs still have a lot of trouble getting the services they need and using them well. This study is looking at how digital finance and innovation can help women entrepreneurs manage their money better and are the policies properly implemented for them. The goal is to see how digital finance and innovation can empower women entrepreneurs through financial management and the right policy support. Digital finance and innovation can make a huge difference for women entrepreneurs. This research is descriptive in nature and uses secondary data. The information comes from reports by the Reserve Bank of India, World Bank, Indian Government and articles found on Google Scholar. This study also shows how important digital financial tools are for women entrepreneurs who do startups. Digital financial tools like banking, Unified Payments Interface(UPI) and fintech platforms are really helpful for women entrepreneurs to make good financial decisions and do well in their businesses. This research also has found some problems during researching the secondary data. For example, many people do not know how to use computers or the internet and it shows the lack of digital literacy. They also do not know about the policies the government has to help them. The government also does not do a good job of putting these policies into action. Digital finance and innovation can be very helpful for women who own their businesses and can help everyone have an equal chance to succeed. This will only work if women get the training they need to learn about these policies that can help them and the government should also make sure these programs are working properly. Digital finance and 254 innovation are very important for women entrepreneurs. This also helps with inclusive growth and overall growth of the economy

Fields of Study & Subjects

Microfinance and Financial Inclusion FinTech Crowdfunding Digital Finance Financial Literacy and Behavior

Publication details

Pages
253–262
Publication date
21 February 2026
Language
EN
Document type
Book chapter