Institutional Finance, Digital Banking and Sustainable Development

The book entitled “Institutional Finance, Digital Banking and SustainableDevelopment” offers an in-depth examination of the evolving interface betweenfinancial institutions, digital banking innovations, and sustainable developmentgoals. In an era marked by rapid technological advancement and increasingemphasis on inclusive and green growth, the role of institutional finance anddigital financial systems has become pivotal in shaping equitable and resilienteconomies. This book aims to contribute meaningfully to this discourse bypresenting analytical, empirical, and policy-oriented studies.This book brings together research papers authored by professors, socialactivists, and research scholars from diverse academic and professionalbackgrounds. The chapters cover a broad spectrum of themes, includingfinancial inclusion, digitalisation of banking, microfinance, MSME financing,green finance, skill development, cybersecurity, and sectoral credit allocation.Several contributions critically assess policy initiatives such as Start-Up Odisha,Priority Sector Lending, DDU-GKY, and the National Education Policy 2020,highlighting their impact on entrepreneurship, employment, and socio-economictransformation. Empirical analyses focusing on tribal regions, rural andmarginalized communities, women’s empowerment, and regional developmentfurther strengthen the inclusiveness and relevance of the volume.The book also addresses emerging dimensions of the digital economy, includingartificial intelligence, automation, digital literacy, exchange rate modelling,remittance flows, and green capital mobilisation. Together, these studiesunderscore the transformative potential of digital banking and institutionalfinance in advancing sustainable development while also drawing attention toassociated challenges related to access, skills, and security.The editor express his sincere gratitude to all the contributors for their valuablechapters, scholarly dedication, and commitment to research ethics and academicrigor. Each contribution has significantly enriched the volume. The editor alsogratefully acknowledge the publisher, Nex Gen Publication (NGP), an ISOCertified International Publisher for their professional support, cooperation, andencouragement throughout the publication process. The views expressed in thisbook strictly belong to the editor and not to RBI. It is hoped that this book willserve as a useful reference for researchers, policymakers, practitioners, andstudents engaged in the fields of finance, digital banking, and sustainabledevelopment.