RAQAMLI TRANSFORMATSIYA SHAROITIDA TIJORAT BANKLARI RAQOBATBARDOSHLIGINI OSHIRISH

Zenodo (CERN European Organization for Nuclear Research) 2026 Dataset Open access

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Authors: AXMEDOV TOXIRJON XASANJON O'G'LI, Worldly Knowledge Publishing Centre
DOI: 10.5281/zenodo.18453233
Cited by: 0

Abstract

Mazkur ilmiy tezisda raqamli transformatsiya jarayonlarining tijorat banklari raqobatbardoshligiga ta’siri bank risklari, kredit portfeli sifati, muammoli kreditlar (NPL), kapital yetarliligi va likvidlik ko‘rsatkichlari misolida tahlil qilinadi. Tadqiqot 2025-yil 1-may holatiga “Turonbank” ATB faoliyatiga oid rasmiy statistik ma’lumotlar asosida olib borilgan. Natijalar shuni ko‘rsatadiki, raqamli kreditlash va onlayn moliyaviy mahsulotlar bank xizmatlarining ommaviyligini oshirgan bo‘lsa-da, muammoli kreditlar darajasining ortishi va likvidlik nomutanosibliklari bank raqobatbardoshligiga bosim ko‘rsatmoqda.

Fields of Study & Subjects

Digital Transformation in Financial Services Banking Sector Performance and Management Banking stability regulation efficiency

Publication details

Journal / source
Zenodo (CERN European Organization for Nuclear Research)
Publication date
2 February 2026
Document type
Dataset