Fintech Adoption and Financial Literacy in Emerging Markets: An Exploratory Study
Abstract
This study investigates the interplay between fintech adoption and financial literacy in emerging markets, shedding light on the critical factors influencing the uptake of digital financial services. By analyzing recent data, we uncover a significant positive correlation between fintech adoption and financial literacy, highlighting the pivotal role of financial education in driving fintech growth. Our findings have important implications for policymakers, fintech providers, and stakeholders seeking to promote inclusive and sustainable fintech development in emerging markets.
Fields of Study & Subjects
FinTech
Crowdfunding
Digital Finance
Financial Literacy and Behavior
Microfinance and Financial Inclusion
Publication details
- Journal / source
- Zenodo (CERN European Organization for Nuclear Research)
- Publication date
- 1 January 2026
- Language
- EN