Fintech Adoption and Financial Literacy in Emerging Markets: An Exploratory Study

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Authors: Dr. Surekha Subhas Patil
Cited by: 0

Abstract

This study investigates the interplay between fintech adoption and financial literacy in emerging markets, shedding light on the critical factors influencing the uptake of digital financial services. By analyzing recent data, we uncover a significant positive correlation between fintech adoption and financial literacy, highlighting the pivotal role of financial education in driving fintech growth. Our findings have important implications for policymakers, fintech providers, and stakeholders seeking to promote inclusive and sustainable fintech development in emerging markets.

Fields of Study & Subjects

FinTech Crowdfunding Digital Finance Financial Literacy and Behavior Microfinance and Financial Inclusion

Publication details

Journal / source
Zenodo (CERN European Organization for Nuclear Research)
Publication date
1 January 2026
Language
EN