RISK MANAGEMENT STRATEGIES IN UNCERTAIN ECONOMIC ENVIRONMENTS: A GLOBAL COMPARATIVE STUDY

This article examines risk management strategies in uncertain economic environments through a globalcomparative lens. The study combines literature synthesis, institutional analysis, the risk appetite concept, and crosscountrycomparison of practices. Findings indicate that strategy effectiveness depends on institutional quality, financialdepth, and corporate governance maturity. The paper contributes an integrated conceptual framework for adaptive riskmanagement across heterogeneous economic settings.