IMPROVINGTHESYSTEMFORREFINANCINGUNSECUREDMICROLOANSATBANKS

Zenodo (CERN European Organization for Nuclear Research) 2026 Dataset Open access

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Authors: TojiyevJavlonbekRustamovich
DOI: 10.5281/zenodo.18753124
Cited by: 0

Abstract

Thisarticleanalyzestheeconomicsignificanceandpracticaleffectivenessoftheunsecuredmicroloanrefinancingsysteminprovidingfinancialsupporttoentrepreneurs.Thestudysubstantiatesthathighcollateralrequirementsareamongthemainfactorslimitingsmallbusinessesaccesstofinancialresources.Ithighlightstheroleofunsecuredmicrocreditrefinancingmechanismsinensuringbankliquidity,distributingcreditrisks,reducinginterestrates,andexpandinglendingvolumes

Fields of Study & Subjects

Banking stability regulation efficiency Microfinance and Financial Inclusion FinTech Crowdfunding Digital Finance

Publication details

Journal / source
Zenodo (CERN European Organization for Nuclear Research)
Publication date
24 February 2026
Language
EN
Document type
Dataset