Exploring the Relationship between Financial Literacy and Self-Sustainability among College Students

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Authors: Lealyn B Segayo, Marielle N Mapait, Coline Kee S Soriano, Nicole Keth S Soriano, Kent Lawrence T Galido, Archelle S Tulang, Nimfa A Acodili, Evan P. Taja-on
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References: 10

Abstract

Understanding how students manage their financial resources reveals the crucial role of financial literacy in sustaining themselves throughout their college journey. Beyond managing money, it reflects their capacity to build independence, stability, and readiness for future responsibilities. The research gathered data from college students through a structured questionnaire and revealed patterns in how financial literacy is linked with the students’ ability to sustain themselves. The findings show that college students with stronger financial knowledge also demonstrate greater independence and stability in managing their academic, personal, and financial responsibilities. Financial literacy emerges as a key factor that supports students’ ability to sustain themselves throughout their college experience.

Fields of Study & Subjects

Financial Literacy and Behavior Financial Literacy Pension Retirement Analysis Higher Education Research Studies

Publication details

Journal / source
Asian Journal of Applied Business and Management
Volume
5
Issue
1
Pages
115–126
Publication date
26 February 2026
Language
EN