The Role of Financial Technology in Improving the Financial Management Efficiency of Modern Enterprises

This study aims to analyze the role of financial technology in improving the efficiency of financial management of modern companies by examining the influence of the use of digital financial systems on the speed of financial processes, control of operational costs, reporting accuracy, and the quality of managerial decision-making. The research uses a quantitative approach with an explanatory design. The results show that financial technology has a positive and significant influence on the efficiency of financial management, with the greatest contribution to accelerating the reporting cycle and improving the reliability of financial information as the basis for decision-making. In addition, the use of financial technology has been proven to encourage administrative cost control and improve management's ability to respond to business changes in a more timely manner. These findings indicate that financial technology has transformed from just an operational support tool to a strategic mechanism that strengthens the governance and effectiveness of modern corporate financial management.