Smart Financial Literacy Tool

Financial literacy plays a crucial role in helping individuals manage income, expenses, savings, and investments effectively.However, many students, fresh earners, and working professionals lack proper financial knowledge and often rely on generic advice that does not consider their personal financial conditions or risk-taking ability.To address this gap, this project proposes a Smart Financial Literacy Tool, an AI-based web application that provides personalized financial guidance, investment recommendations, and educational support in a single platform.The system collects user financial data such as income, expenses, savings, goals, and risk preference, and processes this information using machine learning and rule-based recommendation techniques.Timeseries and regression-based predictive models, including ARIMA, LSTM, and Random Forest, are used to forecast gold prices and stock market trends, enabling more accurate and data-driven investment suggestions.The application also includes visualization dashboards, financial learning content, and report generation features to improve user understanding and decision-making.