Discussion on Islamic Insurance Technology (InsurTech)

The development of digital technology has brought significant transformation in the financial industry, including Islamic insurance (takaful). The integration of technologies such as blockchain, artificial intelligence, and fintech in Islamic insurance—known as Islamic Insurance Technology (InsurTech)—offers opportunities to improve operational efficiency, transparency, Sharia compliance, and financial inclusion. This study aims to map global research trends related to Islamic Insurance Technology through a bibliometric approach and meta-analysis of 39 Scopus indexed journal publications. The analysis was conducted using the VOSviewer software to identify collaboration patterns, keyword clusters, and research development directions. The results of the study show that there are three main clusters, namely (1) Blockchain Technology for Islamic Insurance, (2) Digital Islamic Health Insurance, and (3) Maqashid-Based Islamic Insurance. These findings indicate that technology not only serves as an instrument of efficiency, but also as a means to reinforce the ethical values, justice, and goals of maqasid al-shariah in Islamic insurance. This research contributes to providing a conceptual map of the development of Islamic InsurTech and identifying research opportunities and future policy implications.