The Impact of Digital Financial Literacy on Teenagers’ Entrepreneurial Decisions

This study examines the impact of digital financial literacy on teenagers’ entrepreneurial decisions, highlighting the mediating role of entrepreneurial mindset. Using a quantitative research design, data were collected through structured questionnaires from 350 high school students. The findings reveal that teenagers with higher levels of digital financial literacy are more likely to make positive entrepreneurial decisions, showing greater confidence and readiness to start business initiatives. Furthermore, the study identifies that an entrepreneurial mindset mediates the relationship between digital financial literacy and entrepreneurial behavior. These results emphasize the importance of integrating digital and financial education into school programs to develop future-oriented entrepreneurial competencies among youth in the digital era.