Global and National Fintech System in Uzbekistan

This research investigates how FinTech is growing both in the world and in Uzbekistan. Today, people use phones, apps, and online systems instead of going to banks. The study looks at how global financial technology trends are also coming to Uzbekistan. It explains what is changing, what problems exist, and what the government is doing to support this. The research uses information from reports of the World Bank, IMF, and the Central Bank of Uzbekistan, as well as interviews with people who work in the financial field. The results show that Uzbekistan’s FinTech is developing fast. Local apps like Click, Payme, and Apelsin are very popular, and international systems like Western Union and UnionPay help people make global transactions.Even though there are still some issues like weak internet and low digital skills in some areas, Uzbekistan is moving forward. FinTech is helping the country become more modern and connected with the global financial world.