FinTech and Good Governance as Catalysts for Financial Sustainability

2004 to 2022, producing 475 country-year observations. The dependent variable is financial sustainability, proxied by financial stability indicators such as the Bank Z-score. The main explanatory variables are FinTech adoption, good governance, and exchange rate fluctuation. Control variables include foreign direct investment and trade openness. The dataset also includes positive and negative shock components to support asymmetric NARDL estimation.