Not all digitalisation yields the same results: mixed effects on banking operational efficiency under reg

Figshare 2026 Dataset Open access

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Authors: María Angélica Inoñan Valdera, Julia Paico Carlos, Victor Hugo Puican Rodríguez
DOI: 10.6084/m9.figshare.33288225
Cited by: 1

Abstract

Digital transformation has a positive effect on operational efficiency through investment in technology, the digitalisation of services and adequate regulatory capital adequacy.

Publication details

Journal / source
Figshare
Publication date
24 August 2026
Document type
Dataset