Pengaruh Kemudahan Transaksi, Promosi Digital, dan Gaya Hidup Hedonis terhadap Perilaku Impulsive Buying Pengguna QRIS di Kalangan Mahasiswa

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Authors: Nayla Faizah Zahra, Astrid Riyantoni, Chery Juniarti, Ayu Kartika Ovtavia Pardede, Atik Budi Paryanti
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Abstract

Objective : This study examines the effects of transaction convenience, digital promotion strategies, and hedonic lifestyle on impulsive buying behavior among students using QRIS in Jakarta. Methodology : Using a quantitative causal approach, data were collected from 87 students through purposive sampling and analyzed using multiple linear regression with SPSS 25. Research results : The findings indicate that all variables significantly influence impulsive buying behavior simultaneously. Partially, digital promotion and hedonic lifestyle have a positive and significant effect, while transaction convenience has no significant impact. The model explains 68.6% of the variance in impulsive buying behavior (R² = 0.686). These results suggest that digital payment convenience has become commonplace, emphasizing the importance of digital financial literacy in controlling students’ impulsive consumption behavior.

Fields of Study & Subjects

Consumer Retail Behavior Studies Consumer Behavior and Marketing Influence Financial Literacy and Behavior

Publication details

Journal / source
Jurnal Bisnis dan Ekonomi
Volume
4
Issue
1
Pages
224–245
Publication date
31 January 2026