Strategic alignment of data and AI in corporate and investment banking : Driving value creation and competitive advantage

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Authors: Laëtitia Fournier, Lyes Meghara
Cited by: 0

Abstract

This paper examines how corporate and investment banking (CIB) organisations can convert data and artificial intelligence (AI) investments into measurable commercial value by aligning technical capabilities with explicit business objectives. Its primary aim is to provide senior executives, programme sponsors, data and AI practitioners, compliance officers and operations leaders with a practical, governance-first framework to design, deploy and scale data-driven AI solutions that materially support revenue, cost, risk and client experience goals. The scope includes: the data— AI relationship and its economic implications; the core pillars of a data strategy (governance, quality, architecture, security); the components of an AI strategy (vision, infrastructure, talent, model governance); human-in-the-loop operating models; and the emerging spectrum of agentic AI, together with a phased, risk-aware approach to agent deployment. The paper combines conceptual synthesis with practitioner guidance, metrics, architectural patterns, control mechanisms and examples of measured impact, so that readers can operationalise the concepts in regulated CIB environments. Readers will leave with five actionable outcomes: (1) a method to map commercial key performance indicators (KPIs) to priority AI use cases; (2) a checklist of data foundations and architecture required for reliable model deployment; (3) a blueprint for embedding AI into end-to-end processes and operating models; (4) a set of phased risk controls and audit practices for safe agentic AI; and (5) a measurement framework to evaluate, iterate and scale initiatives. By foregrounding measurable outcomes, people-centred design and robust controls, the paper provides a roadmap for practitioners to turn clean, governed data into trustworthy models and models into auditable, repeatable commercial advantage. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/business/.

Fields of Study & Subjects

Information Technology Governance and Strategy Artificial Intelligence Applications Big Data and Business Intelligence

Publication details

Journal / source
Journal of securities operations & custody
Volume
18
Issue
2
Pages
106–106
Publication date
1 March 2026
Language
EN