Planificación estratégica financiera integrada a procesos de innovación tecnológica

Accelerated digital transformation and the growing investment in technological infrastructure have redefined the requirements of financial strategic planning in organizations implementing technological innovation processes. The study aimed to analyze the structural relationship between financial strategic planning, digital connectivity indicators, sectoral investment, and financial performance. A quantitative explanatory approach was employed using official statistical information, applying advanced techniques such as multiple linear regression with Ridge regularization, Spearman correlation analysis, Shapiro–Wilk normality tests, multicollinearity diagnostics, and econometric assumption validation. The results show a sustained expansion of digital connectivity, with household internet access reaching 62.2% and internet use among the population reaching 72.7%. A moderate positive correlation was identified between access and digital use (ρ = 0.50). Sectoral investment in connectivity exceeded USD 733.60 million, with private investment representing 85.53% of the total. The Ridge regression model revealed a positive coefficient (β ≈ 0.116) between digital expansion and financial performance, while the LASSO method confirmed technological investment and financial strategic planning as key structural predictors of budgetary sustainability, organizational efficiency, and institutional innovation capacity. These findings demonstrate that integrating financial strategic planning with technological innovation strengthens strategic resource allocation and improves financial performance in highly digitalized and competitive environments that demand adaptive financial management models.