Assessing the Impact of Agricultural Development Fund (ADF) Credit on Agribusiness Income in Nangarhar Province, Afghanistan
Abstract
Access to agricultural credit is widely recognized as a cornerstone for improving agriculture and rural development, particularly in economies with limited resources. This study examines the impact of the Agricultural Development Fund (ADF) credit, on agribusiness performance in Nangarhar Province, Afghanistan, while also identifying the major constraints farmers face in accessing formal credit. Primary data were collected through a structured survey of ADF agribusiness clients and analyzed using descriptive statistics, paired-sample t-test, Cohen’s d and the Cobb-Douglas production function. Likert-scall assessments were additionally employed to capture clients’ satisfaction with credit services. The finding revealed that ADF credit substantially improved agribusinesses income, with statistically significant increase observed in average annual earnings following credit access (p
Fields of Study & Subjects
Microfinance and Financial Inclusion
Agricultural Systems and Practices
Agricultural risk and resilience
Publication details
- Journal / source
- Asian Research Journal of Agriculture
- Publisher
- Sciencedomain International
- Volume
- 19
- Issue
- 1
- Pages
- 201–214
- Publication date
- 19 February 2026
- Language
- EN