ДІДЖИТАЛІЗАЦІЯ ПРОЦЕСІВ DUE DILIGENCE В УМОВАХ ТРАНСФОРМАЦІЇ БІЗНЕС-СЕРЕДОВИЩА

The article explores the transformative impact of digitalization on the processes of due diligence in modern business environments, emphasizing its role in enhancing efficiency, accuracy, and risk management capabilities. In the context of rapidly evolving economic conditions, increased market competition, and the growing integration of digital technologies, traditional due diligence practices often prove time-consuming, resource-intensive, and susceptible to human error. This study employs a comparative and analytical methodology to assess the performance of conventional due diligence versus digitalized approaches across key criteria, including process duration, cost efficiency, data coverage, risk detection, accuracy of conclusions, transparency, and scalability. The research utilizes quantitative modeling and scenario-based analysis to evaluate the cumulative benefits of integrating automation, artificial intelligence, and advanced data analytics into due diligence workflows. Results indicate that digital due diligence substantially reduces processing time, optimizes operational expenditures, and significantly improves the detection of critical risks and anomalies, while simultaneously enhancing objectivity and decision-making reliability. The analysis further demonstrates that the digital approach enables broader data coverage, continuous monitoring, and predictive assessment capabilities that are unattainable with traditional methods. The findings underscore that digitalization not only accelerates routine verification procedures but also transforms due diligence into a dynamic, adaptable, and strategically valuable instrument for risk management. Practical implications include the potential for organizations of various scales to implement digital due diligence systems, thereby improving investment decision-making, operational transparency, and resource allocation, while fostering organizational resilience in complex and uncertain business environments. The article contributes to the understanding of digital transformation as a key driver of business process optimization and establishes a foundation for developing comprehensive, technology-driven due diligence frameworks applicable across diverse economic sectors.