Vehicle liability insurance in light of the new legislation

Compulsory Motor Vehicle Liability Insurance Considering the New Legal Framework Abstract This thesis provides a critical analysis of the new legal framework for motor vehicle liability insurance in the Czech Republic under Act No. 30/2024 Coll., assessing its alignment with Directive (EU) 2021/2118 of the European Parliament and of the Council, as well as its practical implications. The primary research question is to what extent the new law fulfills the objectives of European harmonization in the field of compulsory motor insurance and what changes or challenges it brings to existing legal practice. The thesis briefly summarizes the historical development of this legal institute and outlines its European context. The main benefits of the new legislation include substantial changes to the framework of compulsory insurance. These changes include the transfer of the obligation to arrange insurance from the owner to the operator of the vehicle, a significant increase in minimum insurance coverage limits, and an expanded range of vehicles subject to mandatory insurance. Furthermore, the law promotes digitalization by cancelling the requirement to carry a physical green card, it is now replaced by online insurance policy records. The Czech Insurers' Bureau (ČKP) has acquired an enhanced role by administering...