Legal regulation of the activity of insurance intermediaries

Legal regulation of activities of insurance intermediaries Abstract This diploma thesis examines the valid and effective legal regulation of the activities of insurance intermediaries in the Czech Republic, with a particular focus on the public-law regulation of insurance distribution. Its aim is to analyse and evaluate the systematics of insurance intermediaries and the public-law obligations imposed on them under the current legal framework, in the context of both the historical development of legal regulation and the legislative changes introduced by Act No. 396/2024 Coll., amending Act No. 170/2018 Coll., on the Distribution of Insurance and Reinsurance, as amended. The first chapter defines the theoretical foundations of insurance law as a specific field of financial law characterised by a pronounced duality of public-law and private-law elements. Attention is paid to the basic concepts of insurance and insurance industry, the categorisation of insurance, and the issue of compulsory contractual insurance, in respect of which a theoretical deficit is identified, consisting in the weakening of the preventive function of private-law liability. The second chapter focuses on the legal regulation insurance intermediaries. An analysis of the historical development of the legal framework points to a gradual...