L'IRRESPONSABILITÉ DU BANQUIER DÉCLARANT DE BONNE FOI EN ZONE CEMAC

The responsibility of bankers in the fight against money laundering and terrorist financing (AML/CFT) is well established, given the challenges posed by globalisation and the ever-increasing diversification of banking transactions. Faced with this situation, bankers must, at the risk of incurring the penalties provided for by regulations, adopt a set of behaviours and habits aimed at preserving not only the interests of their customers but also their image as banking agents and the image of the bank as an institution. That said, there are cases where bankers will not be held liable, particularly when it can be shown that they acted in good faith. It is in this context that the concept of non-liability for bankers acting in good faith has been established. This non-liability is reflected in a set of legal and regulatory mechanisms that have been put in place, but it also has a number of significant consequences that could disrupt the relationship between the bank and its customer. Keywords: Irresponsibility – Regulation – banker – money laundering – terrorist financing.